For more than twenty years, NCSL Savings and Loan Society has proudly served as Papua New Guinea’s (PNG) leading member owned financial institution.
With over 150, 000 contributors nationwide, NCSL has built a legacy of trust, innovation, and service delivering savings and loan solutions that are secure, accessible, and tailored to the everyday needs of Papua New Guineans.
NCSL’s mission to improve lives through digitally driven financial services continues to shape the future of savings and loans in PNG, with member experiences inspiring and guiding that journey.
Mr. Tau Bega story serves a testimony who recently joined NCSL on July 7, 2025.
For him, NCSL was not just another financial institution, but a transformative experience rooted in convenience, efficiency, and genuine member care.
As a professional in the lending sector and well-versed in financial services Mr. Tau Bega was yet what to discover NCSL which left him amazed of the service.
“I’m truly impressed by the speed of applying for a personal loan, just a few keystrokes and it is done. It’s a game-changer.”
His journey began with a Seivins Chat presentation conducted by NCSL’s Ms. Vicky Moriani, Customer Service Consultant in Alotau.
Her patient and knowledgeable guidance through the online registration and loan process exemplifies the heart of NCSL’s member-first approach.
“Her support made the entire experience seamless.”
In addition, according to Mr. Bega, what sets NCSL apart is not only its technology but the thoughtfulness behind it; the MyNCSL App.
“It personalizes your services, giving clients control and convenience on the go.”
“It is highly recommended and is extremely flexible and user-friendly, cutting out the traditional bulky loan application forms. And the turnaround time? Next to none.”
Beyond loans, Mr. Bega praised NCSL’s wide range of savings products, designed to meet the practical needs of PNG’s working class.
With competitive interest rates and a member focused approach, NCSL continues to redefine what convenient digital services can look like.
“I will definitely recommend NCSL to others seeking convenience, including my family members and It is not just a service it’s a smarter way to manage your money.”
